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Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

You don’t have to be a math whiz to figure out how much you'll earn with a CD. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one ...

APY represents the real return on deposit accounts and other interest‑bearing products. Here’s how it works and why it’s ...

Whether it is for retirement or a rainy day, saving money can benefit you in many ways. If you want an option that yields more than mattress storage or your standard savings account but have cash you ...

An annual percentage yield, or APY, is the rate of return on money in a bank account. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

APY stands for Annual Percentage Yield — which is an estimate of how much interest your savings will earn in a year. Unlike a simple interest rate, APY factors in compound interest, which is when you ...