You open your 401(k) statement and there it sits: a fund with a year somewhere in the title. Maybe it's 2050 or 2040. Simple ...

Hitting the right asset allocation (stocks versus bonds) can be a tough balance to achieve if you don't fully understand your risk profile. It's not just your age or ability to take risks that counts; ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

Private assets are gaining traction in many portfolios, as investors seek new frontiers given a more challenging market ...

Citations: Poterba, James, Joshua Rauh, Steven Venti, David Wise. 2009. Lifecycle Asset Allocation Strategies and the Distribution of 401(k) Retirement Wealth.

On August 7, 2025, President Trump signed an executive order titled “Democratizing Access to Alternative Assets for 401(k) Investors,” designed to open the use of alternative investments, including ...

Imagine you’re taking cross country road trip. You and a friend will drive from New York City to Los Angeles… and see lots of sights along the way. Let’s also say that you’ll buy a new car for the ...

It can be tough at times to tell if you’re on the right track with your asset allocation. An advisor can really help if you’re not buying into those various rules of thumb! Are you ahead, or behind on ...