The twenties are the foundational years for credit, but few young adults fully understand how much their financial future is determined by the choices they make during these ten years. A good credit ...

You’re an adult. You understand the pitfalls and promises of the credit world. Depending on how you use it, credit can be an incredible blessing or a hellacious curse. You’ve been through it. But you ...

Kicking off the week on Money Matters, financial expert Barry Bigelow joined us to break down what he calls one of the biggest hurdles for young adults: building credit before you actually need it.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Maintaining a good credit score is an important aspect of maintaining overall financial health. Credit scores can determine ...

How do you improve your credit score? This is an important question and in today’s lending environment it is now more important than ever. Here are the steps towards possibly improving it. First, look ...

Decisions you make early in your financial life are important because they determine your starting credit journey — there’s no set initial number. Simple parts of managing your finances, like making ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

A bunch of California credit unions and small banks offer these, especially for folks who are new to credit. The key is making payments on time – they get reported to the credit bureaus and help you ...

Getting a credit card as a student can help you build your credit score, earn rewards and establish good money habits — if you use your card responsibly. This means sticking to your budget and paying ...