Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Americans credit scores dropped over the past year as they have faced financial headwinds but none more so than student loan ...

About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said anxiety keeps them from looking at their score at all. This disconnect isn’t ...

A simple way to improve your score is to keep your credit usage low. Try to use less than 30% of your total credit limit. For ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...