The IRS on Jan. 15 issued updated two safe harbor explanations plan administrators may use when they provide written explanations to retirement plan participants about eligible rollover distributions.
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Safe Harbor 401(k): Rules, Benefits and How It Works
A safe harbor 401(k) is a special type of employer-sponsored retirement plan that helps businesses skip the hassle of annual IRS testing — while guaranteeing employer contributions to employees. In ...
When a plan participant separates from service with an employer, the retirement plan sponsor can choose to distribute the account owner’s remaining account balance without consent if the balance is ...
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