Banking has changed a lot over the last century. In the early 1900s, institutions like building and loan associations and mutual savings banks rose to popularity in towns across the United States.

Homebuyers are increasingly choosing online mortgage lenders: Between 2013 and 2023, online lenders and other non-bank institutions more than doubled their share of the mortgage market, from 24% to 55 ...

In a housing market that features high mortgage rates and home prices, comparing loan products from several different lenders ...

If you’re preparing to buy a home, you probably know that one of the most important criteria that lenders will consider is your credit score. But are the credit scores they look at the same ones that ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

The internet has been a godsend in many ways, getting a home loan being one of them. Unlike in the past when borrowers had to visit the lender's physical offices in person, today, you can easily and ...

Self-employed individuals or those with complex financial situations may struggle to qualify for traditional mortgages due to tax return requirements, but there are lenders offering tax return-free ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO score or one from a rival, VantageScore. By Ann Carrns Your credit score helps ...

Your credit score helps determine if you’ll qualify for a loan and what interest rate you’ll get. For mortgages, which are the biggest loans most people will take out, the score can translate to ...