Not all debts qualify for settlement, but knowing which ones are excluded can help you plan your payoff strategy.

Today's high prices probably aren't going away — and neither is the debt that many people have accrued because of them. Even as inflation cools compared to last year, the cost of essentials like ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. We don’t always have the funds upfront to ...

Your debt-to-income ratio (DTI) is the amount of your debt payments relative to your income. Lenders use this metric to determine whether to approve you for a loan. The lower your DTI, the better your ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

What is debt-to-income ratio and how does it affect you? You don't need a finance degree to have money smarts. Understanding a few simple terms can help you lead your best financial life. One of those ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

In 2023, a stalemate between then-President Joe Biden and congressional Republicans over the debt ceiling prompted panic among financial analysts and everyday Americans alike. The deal they struck, ...