Illnesses and injuries can occur unexpectedly, leading to medical expenses that can quickly accumulate. Whether an individual is young and healthy or dealing with chronic conditions, having health ...

Critical illness (CI) insurance pays a lump sum if a person is diagnosed with a serious medical condition. It can cover medical and everyday costs not covered by their regular health plan. With CI ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

When it comes to managing unexpected medical expenses, many people in India often find themselves torn between two options — buying health insurance or building a medical emergency fund. Both serve ...

Critical illness insurance provides a lump sum payment upon diagnosis of a serious illness, helping cover medical and nonmedical expenses that standard health insurance might not fully cover. You may ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...