A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate what interest rate you receive. If you’re planning on applying for a mortgage ...

Is your credit score good enough? Here’s what experts say - Having a good credit score opens the door for lower interest rates on loans and credit cards, potentially saving you thousands of dollars ov ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

A 600 credit score is in the fair credit range, so it’s not considered a good score. You can take action to improve your ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Three steps I took to build my credit score in ten months - ‘Building credit boosted my confidence and helped me feel more ...

Looking to buy a new home in the new year? There’s one magic number that could make or break a consumer’s chances. When it ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.