Understand the Retirement Savings Rate, including its definition, determinants, and impacts. Discover recommendations and key ...

Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of ...

DC asset managers weigh in on what the Federal Reserve’s widely expected interest rate cut regime may portend for retirement plan investing. The Federal Reserve’s interest rate cut finally came ...

Since retirees are spending less than they withdraw from financial accounts, they are accumulating money in checking accounts and may need to reinvest those assets, says Steve Utkus with Vanguard ...

Savers, time for your happy dance. Interest rates will stay higher for longer in 2024. The Federal Reserve held interest rates at a 23-year high this week while curtailing its estimate of rate cuts ...

The contribution gap between men and women reveals deeper challenges tied to caregiving, wage inequities and financial ...

According to Fidelity Investments®’ latest Q1 2025 retirement analysis, average 401(k), 403(b), and IRA balances ended the quarter slightly lower, primarily as a result of market swings. Encouragingly ...

How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...

Although no one can reliably predict the future, spending time understanding how assumptions influence results is a solid ...

Retirement planning has undergone a seismic shift over the past few years because of a single factor: higher interest rates. I’ve been taking stock of the implications of higher yields for retirement ...

The IRS released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.