Survivors are choosing to transport themselves to the hospital instead of waiting for emergency services. Experts say the fire department isn’t doing everything it can to improve response times.

Sutter Health announced a $1 billion plan Wednesday to build a flagship campus and medical center near I-80 in Emeryville that will provide an initial 200 beds and almost as many clinicians by 2033.

One person was rescued from the second floor by firefighters, while it is understood that another jumped from the burning ...