If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have ...

Splitero reports refinancing isn't always a smart choice; hidden costs, waiting periods, and risks can outweigh potential ...

If you haven’t built up much home equity yet, a personal loan is another financing option that can help cover the cost of a ...

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...

With mortgage rates dropping, Jeff Rossen explains when refinancing makes financial sense and when it does not. With mortgage rates dropping, Jeff Rossen explains when refinancing makes financial ...

Homeowners eager for mortgage rates to dip so they can refinance their places may have to wait quite a bit longer. A study from Neighbors Bank says folks whose current loans are in the 6.5%-7% range ...

The rate on a 30-year fixed refinance rose to 6.49% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.44%. For 20-year mortgage refinances, ...

If you're considering borrowing against your home equity, it's important to understand that many lenders will require you to maintain a 20% threshold in the home. The central bank issued its first ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it's becoming increasingly hard to convince anyone that buying a ...

Discover the average debt for Americans in their 60s, understand what it means for your finances, and explore 10 proven ...