A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 7.23% APR, according to rates provided to NerdWallet by Zillow. This is six basis points lower than yesterday but 19 basis ...

Borrowers can draw up to 100% of their home equity with a Farmer's Bank of Kansas City home equity loan. Most lenders only allow borrowers to draw a maximum of 85% of their equity. Offers loans in ...

Mortgage rates remain stuck above 7% as markets brace for more inflation-fighting rate hikes from the Federal Reserve. Meanwhile, a bond-market sell-off this week added fuel to the fire.

Gambling apps make wagering a regular — and a highly accessible — part of pro football and other televised sports. This kind of betting could also send you into serious debt.

A mortgage content editor breaks down why she rents instead of buys at 54, comparing real down payment costs, investing ...

Data centers have become a rare bipartisan flashpoint in the 2026 midterms, as anticipated costs and local impact fuel voter backlash nationwide.

The average interest rate on a 30-year, fixed-rate mortgage dropped to 7.04% APR, according to rates provided to NerdWallet by Zillow. This is 12 basis points lower than yesterday and one basis point ...

The Federal Reserve raising the target for the federal funds rate 25 basis points wasn't the biggest news to come out of the September Fed meeting. By the time the meeting was imminent, market odds ...

If you’re stretching toward a home purchase, anything that shrinks the pile of cash you need at closing looks pretty appealing. Eligible buyers receive an average benefit of $18,000, according to Down ...

Answer a few quick questions to find the right side hustle for you. Spoiler alert: Selling feet pics or your own plasma are not on the list.

Make sure wind damage isn’t stripped from your policy as well. While standard homeowners insurance usually covers wind damage, insurers in hurricane-prone states sometimes exclude it entirely. If your ...