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YouTubeDoug Andrew - 3 Dimensional Wealth
Is Your 401(k) Actually a "T.R.E.A.T."?
When evaluating a 401(k), the industry uses the acronym T.R.E.A.T.: Taxes, Risk, Employer match, Access, and Total fees. When you look at the math, it isn't much of a treat at all. You defer Taxes only to likely pay higher rates later with fewer deductions. You take on total market Risk, leaving your savings vulnerable to crashes right before ...
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