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Clover Credit Solutions on Instagram: "✨ Co-Signer vs. Authorized User — Know the Difference! ✨ These two get mixed up all the time, but they are very different when it comes to your credit 👀 💳 Authorized User You’re added to someone’s credit card You can use the card 🚫 Not legally responsible for the debt ⚠️ Still shows on your credit report (good or bad) 🚗 Co-Signer You sign for the loan with someone ✍️ You’re saying “If they don’t pay, I will” ⚖️ You ARE legally responsible 📉 Late paymen
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